Credit profile

Representative borrower profile for underwriting review.

APP-260701

Amara Traders Ltd

MSME Working Capital · Ksh 1,850,000 · Nairobi East

Application

CRB score

672/900

▲Metropol · satisfactory

90-day inflows

Ksh 284,000

▲M-Pesa summary

90-day outflows

Ksh 231,000

—M-Pesa summary

Guarantors

2

—both verified

Metropol credit history

672/900

Metropol file shows established bureau depth, current facilities in good standing, and no active adverse listing.

Open facilities3

All current, no write-off history

Closed facilities7

Six paid as agreed, one closed 12 days late in 2024

Recent enquiries2

Bank and SACCO checks in the last 90 days

M-Pesa transactions

Last 90 days

InflowsKsh 284,000

Till, PayBill, and bank-to-wallet receipts

OutflowsKsh 231,000

Supplier payments, salaries, utilities, and airtime

Net cash flowKsh 53,000

Positive 90-day operating buffer

Verification

Business registration: Verified
KRA PIN: Verified
Trading premises: Visited
Bank statements: Matched to M-Pesa receipts
Sector: FMCG wholesale and retail distribution

Guarantor summary

Name	Relationship	Status	Exposure
Joseph Mwangi	Director	Verified	Ksh 450,000
Njeri Waweru	Supplier	Verified	Ksh 300,000

Credit profile

Representative borrower profile for underwriting review.

APP-260701

Amara Traders Ltd

MSME Working Capital · Ksh 1,850,000 · Nairobi East

Application

CRB score

672/900

▲Metropol · satisfactory

90-day inflows

Ksh 284,000

▲M-Pesa summary

90-day outflows

Ksh 231,000

—M-Pesa summary

Guarantors

2

—both verified

Metropol credit history

672/900

Metropol file shows established bureau depth, current facilities in good standing, and no active adverse listing.

Open facilities3

All current, no write-off history

Closed facilities7

Six paid as agreed, one closed 12 days late in 2024

Recent enquiries2

Bank and SACCO checks in the last 90 days

M-Pesa transactions

Last 90 days

InflowsKsh 284,000

Till, PayBill, and bank-to-wallet receipts

OutflowsKsh 231,000

Supplier payments, salaries, utilities, and airtime

Net cash flowKsh 53,000

Positive 90-day operating buffer

Verification

Business registration: Verified
KRA PIN: Verified
Trading premises: Visited
Bank statements: Matched to M-Pesa receipts
Sector: FMCG wholesale and retail distribution

Guarantor summary

Name	Relationship	Status	Exposure
Joseph Mwangi	Director	Verified	Ksh 450,000
Njeri Waweru	Supplier	Verified	Ksh 300,000