Write-off register

Charge-off register · Recovery tracking · Vintage analysis · Board approval queue

Total written off

Ksh 535,000

▼5 loans

Total recovered

Ksh 153,500

▲0 full + 0 partial

Net loss

Ksh 381,500

▼after recovery

Recovery rate

28.7%

▼target > 30%

Extended write-off data unavailable: Write-off extended read is unavailable.. No representative vintage or board approval rows are shown.

No live board approval rows are available.

Recovery performance

Recovery rate 28.7% — internal target > 30%28.7%

0

Full recovery

0

Partial recovery

5

No recovery

Cohort	Written off	Recovered	Recovery rate	Trend
No live write-off vintage rows are available.

Recovery rate target >30%. Vintage rows come from the live write-off recovery projection.

Loan ID	Borrower	Officer	Written off	Recovered	Net loss	Status	Written off	Reason
LN-2025-0142	Alex Kariuki	Grace Njeri	KES 85,000	KES 42,500	KES 42,500	partial-recovery	01/12/2025	Borrower relocated — uncontactable
LN-2025-0198	Betty Oduor	John Maina	KES 120,000	KES 0	KES 120,000	written-off	15/01/2026	Fraud — identity confirmed stolen
LN-2025-0224	Charles Mwenda	Peter Koros	KES 48,000	KES 48,000	KES 0	full-recovery	10/11/2025	Business failure — assets recovered
LN-2025-0305	Diana Atieno	Grace Njeri	KES 210,000	KES 63,000	KES 147,000	partial-recovery	01/02/2026	Death of borrower — estate recovery
LN-2025-0412	Emmanuel Osei	John Maina	KES 72,000	KES 0	KES 72,000	written-off	01/03/2026	NPL > 365 DPD — provisioned fully