Loading officer dashboard…
Loading officer dashboard…
Loading officer dashboard…
Live collateral registry · automated revaluation · NTSA & title deed integration
Collateral valuation, LTV monitoring, lien perfection, registry searches, custody, insurance, repossession conduct, dispute holds, synthetic-action blocking, and board evidence custody.
| Asset | Valuation | LTV / security | Custody controls | Status | Hash |
|---|---|---|---|---|---|
Toyota Hilux logbook collateral vehicle_logbook / collateral operations | KES 8.1m market / KES 6.6m FSV valuation age 18/90d | LTV 59.0% / max 75.0% / charge perfected | registry ready / custody ready / insurance ready / synthetic blocked yes | within | 326bf8072e22...c4de5d24 |
Kiambu title deed charge title_deed / land collateral desk | KES 32.0m market / KES 25.4m FSV valuation age 42/180d | LTV 56.0% / max 65.0% / charge perfected | registry ready / custody ready / insurance ready / synthetic blocked yes | within | 16d96a2d416e...77b5fe72 |
SME milling equipment debenture equipment / asset finance risk | KES 12.5m market / KES 9.7m FSV valuation age 25/120d | LTV 59.0% / max 70.0% / charge perfected | registry ready / custody ready / insurance ready / synthetic blocked yes | within | 3f09bf9da921...0004b6f1 |
Horticulture NDVI crop security crop_ndvi / agri credit risk | KES 4.1m market / KES 3.0m FSV valuation age 14/60d | LTV 54.0% / max 65.0% / charge perfected | registry ready / custody ready / insurance ready / synthetic blocked yes | within | 225b05950d78...7caa92ce |
NSE listed share pledge market_security / treasury collateral control | KES 17.8m market / KES 14.2m FSV valuation age 1/1d | LTV 53.0% / max 60.0% / charge perfected | registry ready / custody ready / insurance ready / synthetic blocked yes | within | 0b04acc7a441...ed8c37c6 |
| Lien | Registry evidence | Legal controls | Status | Hash |
|---|---|---|---|---|
NTSA logbook charge toyota-hilux-logbook / collateral operations | search 6d / charge registered / priority confirmed | consent ready / fraud clear yes / release controlled | within | 9a3155ff63e8...db962213 |
Lands registry charge kiambu-title-deed / legal control | search 12d / charge registered / priority confirmed | consent ready / fraud clear yes / release controlled | within | d927fb690ef1...1cadeeb2 |
Movable property security registry milling-equipment-charge / legal control | search 18d / charge registered / priority confirmed | consent ready / fraud clear yes / release controlled | within | 27a35f6b5e9e...984937ac |
CSD share pledge nse-share-pledge / treasury collateral control | search 1d / charge registered / priority confirmed | consent ready / fraud clear yes / release controlled | within | 155d8cdfee87...4e53f1a9 |
| Insurance | Coverage | Claim controls | Status | Hash |
|---|---|---|---|---|
hilux-comprehensive-cover toyota-hilux-logbook / insurance operations | KES 8.1m / KES 7.8m coverage 103.8% / expiry 180d | lender interest noted / premium current / claim ready | within | f6209f6235a6...725afcc4 |
title-fire-perils-cover kiambu-title-deed / insurance operations | KES 28.0m / KES 25.4m coverage 110.2% / expiry 220d | lender interest noted / premium current / claim ready | within | 80794ce9a1f0...f9015447 |
equipment-all-risk-cover milling-equipment-charge / insurance operations | KES 10.0m / KES 9.7m coverage 103.1% / expiry 130d | lender interest noted / premium current / claim ready | within | ec5b59d3a783...cd5a6a0a |
crop-index-cover horticulture-ndvi-security / agri insurance operations | KES 3.1m / KES 3.0m coverage 103.3% / expiry 95d | lender interest noted / premium current / claim ready | within | b5b5b63ef769...6abf2e86 |
| Recovery workflow | Conduct controls | Sale controls | Status | Hash |
|---|---|---|---|---|
LTV breach or 90 DPD toyota-hilux-logbook / recoveries and legal control | notice ready / vulnerability reviewed / agent approved | preservation ready / sale valuation ready / shortfall ready | within | c7b07e458bc4...2fcf649f |
legal enforcement approval kiambu-title-deed / legal control and recoveries | notice ready / vulnerability reviewed / agent approved | preservation ready / sale valuation ready / shortfall ready | within | d6b3ad9cd202...66ac4545 |
covenant breach or 60 DPD milling-equipment-charge / asset finance recoveries | notice ready / vulnerability reviewed / agent approved | preservation ready / sale valuation ready / shortfall ready | within | 236eb73031f4...fe99afd3 |
| Enterprise mapping | Manifest links | Coverage | Status | Hash |
|---|---|---|---|---|
Collateral valuation, fair-value method, and LTV monitoring valuation / collateral risk and credit risk | 3/3 mapped manifest complete | 100.0% / findings 0 | within | 8a1a495495db...e20030e7 |
Lien perfection, legal enforceability, registry search, and release controls lien / legal control and collateral operations | 3/3 mapped manifest complete | 100.0% / findings 0 | within | 1875a65d5706...cc36c9e7 |
Collateral custody, insurance, document retention, and claim routing custody / collateral operations, insurance operations, and records manager | 3/3 mapped manifest complete | 100.0% / findings 0 | within | ac6460e73c1a...22515739 |
Repossession, sale, vulnerable-customer, and shortfall controls repossession / recoveries, legal control, and conduct risk | 3/3 mapped manifest complete | 100.0% / findings 0 | within | 24ca6bdc5b56...395abe85 |
Collateral fraud, dispute, caveat, and registry-integrity controls dispute / fraud operations, legal control, and collateral operations | 3/3 mapped manifest complete | 100.0% / findings 0 | within | 4c095969c922...c6351002 |
Collateral board assurance evidence custody assure / board secretariat and enterprise risk | 3/3 mapped manifest complete | 100.0% / findings 0 | within | 5b9992726293...9a606342 |
| Control | Metric | Current / limit | Status | Hash |
|---|---|---|---|---|
Independent collateral valuation and fair-value method coverage Every material collateral asset carries current independent valuation, fair-value method, and observable-input evidence. | assets with current independent valuation and fair-value method evidence | 100.00% / 100.00% | within | fda793bb7d16...167f276c |
Collateral LTV and forced-sale monitoring Every collateral asset remains inside approved LTV limits using forced-sale haircuts and stress coverage. | assets inside approved LTV and forced-sale coverage limits | 100.00% / 100.00% | within | 2265113d3670...185affec |
Lien perfection and legal enforceability Every lien is current, perfected, priority-confirmed, consent-checked, fraud/caveat clear, and release-controlled. | liens with current search, registered charge, priority, consent, fraud/caveat, and release controls ready | 100.00% / 100.00% | within | 362d3b19782e...2f551337 |
Collateral custody and document retention Collateral custody preserves original documents, digital evidence, dispute holds, registry proof, live reads, and synthetic-action blocking. | assets with custody evidence, document chain, dispute hold, live read, and synthetic blocking ready | 100.00% / 100.00% | within | 8adda95318db...f6345171 |
Collateral insurance and claim readiness Collateral cover remains current, sufficient, lender-noted, premium-paid, claim-routed, and counterparty-reviewed. | insurance covers with sufficient value, lender interest, premium currency, claim route, and counterparty evidence | 100.00% / 100.00% | within | 20dd66220f75...2350763a |
Repossession, sale, and customer outcome controls Repossession and sale workflows are legally noticed, fair, preservation-ready, independently valued, and transparent on shortfalls. | recovery workflows with legal notice, vulnerability review, approved agent, preservation, sale valuation, and shortfall disclosure ready | 100.00% / 100.00% | within | 981ba770a8f5...36b94278 |
Synthetic collateral action blocking No valuation, lien release, charge, insurance, or repossession action executes from representative collateral data. | assets using live reads and blocking synthetic valuation, release, charge, or repossession actions | 100.00% / 100.00% | within | 34c40cc74510...0c5c2b7d |
Collateral risk-control manifest coverage Collateral valuation, lien, custody, insurance, recovery, fraud, conduct, records, assurance, and board controls are manifest-mapped. | required enterprise controls mapped without open findings | 100.00% / 100.00% | within | fba4b669125d...535b8fa0 |
Collateral evidence custody Every collateral governance row carries reproducible custody evidence for board and supervisory review. | asset, lien, insurance, recovery, and control rows with custody-ready evidence | 100.00% / 100.00% | within | 5256b5822aaf...3988b00b |
| Trigger | Owner | Action | Deadline | Status |
|---|---|---|---|---|
| No collateral valuation and custody action packs are required for the current evidence set. | ||||
| Asset ID | Borrower | Type | Registered Value KES | Market Value KES | LTV % | Last Valued | Valuation Method | Status badge |
|---|---|---|---|---|---|---|---|---|
| COL-NTSA-00421 | Mawingu Logistics Ltd | Motor Vehicle (NTSA) | 8,400,000 | 7,950,000 | 52% | 2026-07-04 | NTSA TransAct API | HEALTHY |
| COL-LAND-01882 | Amani Fresh Produce | Land Title (Lands Registry) | 42,000,000 | 40,500,000 | 58% | 2026-06-30 | Lands Registry API | HEALTHY |
| COL-EQP-01004 | Nyota Millers | Business Equipment | 12,800,000 | 11,900,000 | 63% | 2026-06-22 | Manual inspection | WATCH |
| COL-NSE-00271 | Kijani Holdings | Listed Shares | 6,700,000 | 6,120,000 | 49% | 2026-07-05 | NSE live feed | HEALTHY |
| COL-BOND-00091 | Baraka Contractors | Insurance Bond | 18,000,000 | 18,000,000 | 72% | 2026-07-01 | Insurer confirmation | WATCH |
| COL-NTSA-00613 | Rift Haulage | Motor Vehicle (NTSA) | 5,600,000 | 4,980,000 | 83% | 2026-07-04 | NTSA TransAct API | AT-RISK |
| COL-LAND-01449 | Tulia Homes SACCO | Land Title (Lands Registry) | 76,000,000 | 73,800,000 | 57% | 2026-06-30 | Lands Registry API | HEALTHY |
| COL-EQP-01277 | Pwani Packaging | Business Equipment | 9,400,000 | 7,900,000 | 88% | 2026-06-18 | Manual inspection | AT-RISK |
| COL-NTSA-00745 | Lake Basin Foods | Motor Vehicle (NTSA) | 3,900,000 | 3,450,000 | 79% | 2026-07-04 | NTSA TransAct API | WATCH |
| COL-NSE-00418 | Muthaiga Traders | Listed Shares | 15,200,000 | 14,100,000 | 61% | 2026-07-05 | NSE live feed | WATCH |
| COL-LAND-02103 | Eldoret Cold Chain | Land Title (Lands Registry) | 31,000,000 | 28,900,000 | 92% | 2026-06-30 | Lands Registry API | CRITICAL |
| COL-BOND-00112 | Kipepeo Exports | Insurance Bond | 11,000,000 | 11,000,000 | 44% | 2026-07-02 | Insurer confirmation | HEALTHY |
| COL-NTSA-00802 | Machakos Builders | Motor Vehicle (NTSA) | 6,300,000 | 5,760,000 | 67% | 2026-07-04 | NTSA TransAct API | WATCH |
| COL-EQP-01555 | Ruiru Dairy Co-op | Business Equipment | 4,600,000 | 4,050,000 | 54% | 2026-06-25 | Manual inspection | HEALTHY |
| COL-NSE-00641 | Upper Hill Ventures | Listed Shares | 21,500,000 | 19,650,000 | 95% | 2026-07-05 | NSE live feed | CRITICAL |
| Asset class | Source | Cadence | Last |
|---|---|---|---|
| Motor vehicles | NTSA TransAct API | weekly | 2026-07-04 |
| Land titles | Lands Registry API | monthly | 2026-06-30 |
| Equipment | Manual inspection | quarterly | Rolling field schedule |
| Listed shares | NSE live feed | daily | 2026-07-05 |
Next batch: 47 assets due this week.
| Asset | Old value KES | New value KES | % change | Trigger | Timestamp |
|---|---|---|---|---|---|
| COL-NSE-00641 | 20,120,000 | 19,650,000 | -2.3% | API | 2026-07-05 12:05 EAT |
| COL-NSE-00418 | 14,320,000 | 14,100,000 | -1.5% | API | 2026-07-05 12:03 EAT |
| COL-NTSA-00613 | 5,120,000 | 4,980,000 | -2.7% | scheduled | 2026-07-04 22:40 EAT |
| COL-NTSA-00421 | 8,050,000 | 7,950,000 | -1.2% | scheduled | 2026-07-04 22:38 EAT |
| COL-NTSA-00745 | 3,520,000 | 3,450,000 | -2.0% | scheduled | 2026-07-04 22:35 EAT |
| COL-BOND-00112 | 10,800,000 | 11,000,000 | +1.9% | manual | 2026-07-02 15:14 EAT |
| COL-BOND-00091 | 18,000,000 | 18,000,000 | 0.0% | manual | 2026-07-01 09:32 EAT |
| COL-LAND-02103 | 30,400,000 | 28,900,000 | -4.9% | API | 2026-06-30 23:18 EAT |
| COL-LAND-01449 | 72,600,000 | 73,800,000 | +1.7% | API | 2026-06-30 23:11 EAT |
| COL-LAND-01882 | 41,300,000 | 40,500,000 | -1.9% | API | 2026-06-30 23:08 EAT |