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Single-group command view for members, loans, savings, meetings, and governance evidence.
Daftari depth score 82 combines savings history, minutes, attendance, and governance evidence.
2 catch-up deposits
Latest agenda: Disbursement approvals and arrears cures.
| Member name | National ID last 4 | Shares | Contribution history | Individual score | Loan exposure | Missed payments |
|---|---|---|---|---|---|---|
| John Karanja | ****5527 | 93 | 24/24 months current | 82 | Ksh 420,000 | 0 |
| Ruth Nyambura | ****1773 | 87 | 2 catch-up deposits Review | 76 | Ksh 390,000 | 1 |
| Daniel Kamau | ****8092 | 71 | weekly M-Pesa deposits | 78 | Ksh 270,000 | 0 |
| Mercy Wambui | ****3308 | 79 | 19 straight deposits | 81 | Ksh 310,000 | 0 |
| Product | Amount | Disbursal date | Current balance | PAR status |
|---|---|---|---|---|
| MA-RLOC group facility | Ksh 9,800,000 | 2026-04-12 | Ksh 5,684,000 | Current |
| Asset purchase top-up | Ksh 3,136,000 | 2025-11-08 | Ksh 1,372,000 | Current |
| Date | Deposits | Withdrawals | Target | Actual | Variance | Note |
|---|---|---|---|---|---|---|
| 2026-03-31 | Ksh 1,354,500 | Ksh 258,000 | Ksh 6,450,000 | Ksh 5,869,500 | -Ksh 580,500 | Quarterly lockbox sweep posted |
| 2026-04-30 | Ksh 1,161,000 | Ksh 193,500 | Ksh 6,643,500 | Ksh 6,192,000 | -Ksh 451,500 | Member welfare reserve retained |
| 2026-05-31 | Ksh 1,419,000 | Ksh 322,500 | Ksh 6,837,000 | Ksh 6,579,000 | -Ksh 258,000 | Loan guarantee reserve topped up |
| 2026-06-30 | Ksh 1,548,000 | Ksh 129,000 | Ksh 7,095,000 | Ksh 7,030,500 | -Ksh 64,500 | Above target after M-Changa sweep |
| Date | Attendance | Quorum required | Quorum | Agenda |
|---|---|---|---|---|
| 2026-03-16 | 31 | 28 | Met | Facility review and guarantor rotation |
| 2026-04-20 | 29 | 28 | Met | New member onboarding vote |
| 2026-05-18 | 26 | 28 | Not met | Savings target reset deferred |
| 2026-06-22 | 34 | 28 | Met | Disbursement approvals and arrears cures |