Underwriting dossier

APP-KE-88311 · Amara Traders Ltd · recommendation APPROVE

Application detail

UW score

72/100

approve recommendation

Verified docs

7/8

insurance quote pending

DSR

9.9%

policy threshold 35%

CRB

672/900

Metropol good band

Source checks

Metropol CRB

PASS

672/900

No adverse listings

Debt Service Ratio

PASS

9.9%

KES 8.4K monthly debt

KRA iTax

PASS

CLEAR

PIN and compliance verified

M-Pesa statement

PASS

78/100

90-day velocity score

Approval conditions

3 open

Upload signed insurance quote before disbursement.
Confirm M-Pesa till sweep mandate for repayment monitoring.
Record director consent for bureau pull refresh after 30 days.

Decision trace

audit ready

09:18 · All automated checks completed

system

UW

09:21 · Reviewed affordability and collateral coverage

officer:wanjiku

UW

09:24 · Approve with conditions recommendation created

policy-engine

UW

Underwriting dossier

APP-KE-88311 · Amara Traders Ltd · recommendation APPROVE

Application detail

UW score

72/100

approve recommendation

Verified docs

7/8

insurance quote pending

DSR

9.9%

policy threshold 35%

CRB

672/900

Metropol good band

Source checks

Metropol CRB

PASS

672/900

No adverse listings

Debt Service Ratio

PASS

9.9%

KES 8.4K monthly debt

KRA iTax

PASS

CLEAR

PIN and compliance verified

M-Pesa statement

PASS

78/100

90-day velocity score

Approval conditions

3 open

Upload signed insurance quote before disbursement.
Confirm M-Pesa till sweep mandate for repayment monitoring.
Record director consent for bureau pull refresh after 30 days.

Decision trace

audit ready

09:18 · All automated checks completed

system

UW

09:21 · Reviewed affordability and collateral coverage

officer:wanjiku

UW

09:24 · Approve with conditions recommendation created

policy-engine

UW