PAR30
420.0%
portfolio risk
Recovery
6730.0%
collections rate
Executive: compress portfolio, regulatory, treasury, and growth signals into an action-ready operating brief. Intent: compose daily brief. First move: no live queue item is available for assignment. Operating tone: Critical; PAR30 420.0%, recovery 6730.0%. Latest event evidence: LoanRepaymentApplied on unknown subject. Unavailable reads: queue. Guardrail: separate verified live metrics from unavailable reads before board or owner distribution. LoanRepaymentAppliedunknown subject
CreditDecisionMadeunknown subject
ApplicationSubmittedunknown subject
Queue unavailable: 503 Service Unavailable — {"detail":"officer queue read unavailable"}
AI governance control gates
| Control | Metric | Current | Limit | Status | Hash |
|---|
| AI operator tool registry health and ownership | Registered tools reporting healthy status and owner-ready metadata | 100.0% | 98.0% | within | 2af924a1f1...dd542ed6 |
| High-impact tool approval and excessive-agency control | High-risk tools requiring human approval and blocked from autonomous mode | 100.0% | 100.0% | within | 7424b87b7a...76bead81 |
| Execution log approval integrity | High-risk execution log rows with human approval or waiting state | 100.0% | 100.0% | within | f67deeba39...e67a307c |
| Confidence triage and human review | Low-confidence outputs routed to human-in-loop or escalation bands | 100.0% | 100.0% | within | 818680a46d...305c86ce |
Mapped AI risk controls
| Stage | Control | Mapped evidence | Missing | Status | Hash |
|---|
| govern | AI management accountability and role ownership | 3/3 | none | within | e80ab4056e...095908ee |
| map | Use-context, data provenance, and live-read boundaries | 3/3 | none | within | 4c57b7b93f...ea11d4cd |
| measure | Confidence triage and model uncertainty measurement | 2/2 | none | within | df7b5deb67...496fbf54 |
| manage | Human approval and high-impact action gating | 3/3 | none | within | b48c218d51...c8114537 |
| agent_security |
Tool agency evidence
| Tool | Approval | Autonomous | Status | Hash |
|---|
| search_loan_portfolio | not required | allowed | within | 379ca09e23...68ee7bd2 |
| pull_crb_report | not required | allowed | within | c524e3b8b0...6e6e9a66 |
| send_mpesa_stk | not required | allowed | within | ce0767e48f...c4b8d65d |
| generate_ecl_projection | not required | allowed | within | d67a40ca76...45f9f40c |
| get_borrower_profile | not required | allowed | within | 3b1b99da72...4f998c64 |
| flag_for_review |
AI operator governance action packs
| Trigger | Owner | Deadline | Status | Hash |
|---|
| Live provenance and fail-closed source evidence breach | AI governance council | same business day | breach | 5212f4a0c5...82c7a66d |
Package hash: 2652b29ffb...c018ce69
Tool registry
| Tool name | Category | Last called | Calls today | Avg latency | Status |
|---|
| search_loan_portfolio | Portfolio | 2m ago | 142 | 234ms | HEALTHY |
| pull_crb_report | Credit Bureau | 8m ago | 84 | 1.2s | HEALTHY |
| send_mpesa_stk |
3 pending approvals requiring human sign-off:
approve_loan for Zawadi Retail KES 450K - waiting for Credit Lead
send_mpesa_b2c bulk disbursement KES 2.1M - waiting for Treasury
file_sar for Dennis Omondi - waiting for Compliance Officer
Auto-execute
confidence > 0.85
current: 847 auto today
Human-in-loop
confidence 0.65-0.85
current: 23 today
Escalate
confidence < 0.65
current: 2 today
Max single loan approval
KES 500K (LLM), KES 2M (human)
Prohibited tools in autonomous mode
file_sar, bulk_disburse, delete_loan
Audit trail
All executions immutably logged to consent ledger