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Champion / challenger observability, model drift, overrides, and Kenya human-in-the-loop governance
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| Model | Type | Status | AUC | KS | PSI drift | Last retrain | Decisions 30d |
|---|---|---|---|---|---|---|---|
| Mshahara Scorecard v3 3.1.0 | scorecard | champion | 0.860 | 0.480 | 0.000 | 2026-01-01 | 142,500 |
| SME ML Classifier v2 2.4.1 | ML | shadow | 0.890 | 0.540 | 0.000 | 2026-03-01 | 58,000 |
| Logbook Hybrid Model v1 1.2.0 | hybrid | retired | 0.825 | 0.410 | 0.000 | 2025-06-01 | 89,200 |
| AUC lift | +300 bps |
| Auto approvals | — |
| Override movement | — |
Scorecard variable read is unavailable.
| Feature | Importance | Direction | PSI |
|---|---|---|---|
| No live scorecard variable importance rows are available. | |||
Model validation read is unavailable.
No live score-band distribution rows are available.
| Score band | Apps | Auto | Up | Down | Rate |
|---|---|---|---|---|---|
| No live score override snapshots are available. | |||||
| Month | PSI | Status |
|---|---|---|
| No live PSI history rows are available. | ||