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Smallholder, value-chain, and satellite-monitored seasonal credit for Kenyan agriculture.
| Borrower / group | Crop type | County | Acreage | Loan KES | Season | Planting date | Expected harvest | Input released | Insurance coverage | NDVI health | PAR status |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Mwea Fresh Growers Group AGRI-KE-26071 | horticulture | Kirinyaga | 18.4 | Ksh 1,250,000 | Long rains 2026 | 2026-03-18 | 2026-08-25 | 92% | Parametric drought and flood 100% of principal | green | Current |
| Nandi Hills Tea Growers AGRI-KE-26072 | tea | Nandi | 54.7 | Ksh 3,100,000 | Tea flush 2026 | 2026-02-12 | 2026-07-30 | 88% | Indemnity crop cover 85% of principal | green | Current |
| Muranga Coffee Society AGRI-KE-26073 | coffee | Muranga | 72.1 | Ksh 4,200,000 | Main crop 2026 | 2026-03-04 | 2026-10-18 | 76% | Parametric pest plus drought 90% of principal | amber | Watch |
| Bungoma Maize Aggregators AGRI-KE-26074 | maize | Bungoma | 146.3 | Ksh 5,600,000 | Long rains 2026 | 2026-03-29 | 2026-09-12 | 81% | Parametric drought 100% of principal | red | PAR30 |
| Kilifi Macadamia Outgrowers AGRI-KE-26075 | macadamia | Kilifi | 63.8 | Ksh 2,800,000 | Nut fill 2026 | 2026-01-16 | 2026-08-08 | 68% | Indemnity pest cover 75% of principal | amber | Watch |
| Muranga Avocado Export Cluster AGRI-KE-26076 | avocado | Muranga | 88.9 | Ksh 3,900,000 | Hass export 2026 | 2026-02-02 | 2026-08-19 | 94% | Parametric excess rain 95% of principal | green | Current |
| Muhoroni Cane Cooperative AGRI-KE-26077 | sugarcane | Kisumu | 214.6 | Ksh 6,800,000 | Cane ratoon 2026 | 2026-01-25 | 2027-02-14 | 73% | Indemnity flood and fire 80% of principal | amber | Restructured |
| Crop | Season | Stage | Counties | Financing window | Field window | Risk signal |
|---|---|---|---|---|---|---|
| maize | Long rains 2026 | growing | Bungoma, Uasin Gishu, Trans Nzoia | 2026-02-15 to 2026-04-15 | Planting Mar-Apr, harvest Sep-Oct | KMD rainfall deficit watch; AGRA extension push for top dressing |
| tea | Tea flush 2026 | harvest | Nandi, Kericho, Bomet | Rolling monthly green leaf advance | Peak plucking Jun-Aug | County frost watch and factory payment SLA monitor |
| coffee | Main crop 2026 | growing | Muranga, Nyeri, Kiambu | 2026-02-01 to 2026-05-15 | Flowering Mar-Apr, harvest Oct-Dec | Coffee berry disease advisory and NDVI canopy thinning |
| horticulture | Export vegetable cycle | harvest | Kirinyaga, Nakuru, Kajiado | Rolling 45-day input vouchers | Planting every 6-8 weeks; market days weekly | NEMA flood bulletin and cold-chain pickup SLA |
| macadamia | Nut fill 2026 | growing | Kilifi, Embu, Meru | 2026-01-01 to 2026-04-30 | Nut fill Apr-Jul, harvest Aug-Sep | Pest scout follow-up with county agricultural office |
| avocado | Hass export 2026 | growing | Muranga, Kiambu, Meru | 2026-01-15 to 2026-05-31 | Fruit set Apr-Jun, export harvest Aug-Sep | EU residue compliance and offtaker packhouse capacity |
| sugarcane | Cane ratoon 2026 | pre-planting | Kisumu, Kakamega, Busia | 2026-01-01 to 2026-06-30 | 12-16 month ratoon cycle | Flood drainage, miller settlement, and ratoon burn risk |
| Plot / loan | Crop | County | Coordinates | Anomaly | Severity | NDVI | Benchmark | Evidence | Action |
|---|---|---|---|---|---|---|---|---|---|
| Bungoma Maize Aggregators AGRI-KE-26074 | maize | Bungoma | 0.7595, 34.5321 | drought | high | 0.18 | 0.48 | Sentinel-2 cloud-cover 15%; 3 samples below baseline; KMD rainfall deficit | Freeze step-ups, trigger parametric claim review, hold remaining input release |
| Muhoroni Cane Cooperative AGRI-KE-26077 | sugarcane | Kisumu | -0.1592, 35.1968 | flood | medium | 0.38 | 0.48 | NEMA flood bulletin overlaps canal blocks; p10 canopy loss visible | Dispatch drainage assessment and pre-file indemnity evidence |
| Muranga Coffee Society AGRI-KE-26073 | coffee | Muranga | -0.7223, 37.1638 | pest | medium | 0.42 | 0.56 | Canopy thinning below county benchmark; county office pest advisory open | Release copper mix voucher only after agronomist confirmation |
| Kilifi Macadamia Outgrowers AGRI-KE-26075 | macadamia | Kilifi | -3.8034, 39.6185 | drought | low | 0.35 | 0.44 | Dry coastal block; Safaricom DigiFarm advisory shows moisture stress | Nudge borehole irrigation schedule and monitor next cloud-clear sample |